Showing posts with label Mobile phones and driving safety. Show all posts
Showing posts with label Mobile phones and driving safety. Show all posts

Wednesday, June 28, 2017

New Device Allows Cops To Download All Of Your Smartphone Activity In Seconds

Via TheAntiMedia.org,






“Any person who operates a motor vehicle in the state shall be deemed to have given consent to field testing of his or her mobile telephone and/or personal electronic device for the purpose of determining the use thereof while operating a motor vehicle, provided that such testing is conducted by or at the direction of a police officer.”



That’s language from the text of a bill currently working its way through the New York state legislature. The legislation would allow cops to search through drivers’ cell phones following traffic incidents — even minor fender-benders — to determine if the person was using their phone while behind the wheel.


Most states have laws banning the use of mobile devices while driving, though such laws are rarely enforced. This is largely because it’s nearly impossible to catch someone in the act. What person would admit to an officer that they broke the law, the argument goes, particularly when it’s after the fact? After all, cops don’t show up until after the accident occurs.


Now, technology exists that would give police the power to plug drivers’ phones into tablet-like devices — being called “textalyzers” in the media — that tell officers exactly what they were doing on their phone and exactly when they were doing it. And if the readout shows a driver was texting while driving, for instance, the legal system will have an additional way to fine them.





“Recording your every click, tap or swipe, it would even know what apps you were using. Police officers could download the data, right on the spot,” Jeff Rossen of NBC News said in a video report on the technology.



Proponents of the legislation point to the rise in traffic fatalities associated with using mobile devices while driving. But rights activists, such as Rashida Richardson of the New York Civil Liberties Union, says it’s a societal issue and no excuse to violate an individual’s privacy:





“This is a concern because our phones have some of our most personal and private information — so we’re certain that if this law is enforced as it is proposed, it will not only violate people’s privacy rights, but also civil liberties.”



New York state isn’t alone. Currently, similar legislation is being considered in Tennessee and New Jersey.

Tuesday, February 21, 2017

Here's Why Your Auto Insurance Rates Have Soared Nearly 20% In The Past Several Years

If you"re among the millions of Americans that have noticed your auto insurance premiums skyrocketing in recent years then you may want to thank the people in your life who habitually text and drive.  Since 2009, the average, annual U.S. car-insurance premium has risen over 17%, to $926 in 2016, according to trade group Insurance Information Institute. 


And, just like Obamacare, that rising premium is simply the socialization of added risks created by people making bad life decisions...like driving their cars at 80 miles per hour on a crowded freeway while simultaneously looking down at their phones to text about the latest Kardashian rumor.


Auto Insurance Rates



Of course, auto insurance rates are rising despite all of the high-tech, anti-collision bells and whistles that have been added to vehicles (at a very hefty price, we might add) over the past decade as seemingly no amount of gadgetry can offset the benefits of actually keeping your eyes on the road...no matter what Tesla would have you believe.


According to a note from the Wall Street Journal, 36% of drivers admitted to texting and driving in a State Farm survey in 2015, which we assume means that the real number is roughly double that.





It’s “an epidemic issue for this country,” said Michael LaRocco, chief executive of State Auto Financial Corp., at an insurance-industry conference last month.



State Farm Mutual Automobile Insurance Co., the largest U.S. auto insurer by market share, said 36% of the people it surveyed in 2015 admitted to texting while driving, and 29% said they access the internet, compared with 31% and 13%, respectively, in 2009.



State Farm’s survey found that 52% of respondents in 2011 owned a smartphone, and 88% owned one in 2015.



“Distracted driving was always there, but it just intensified as more applications for the smartphones became available," said Bill Caldwell, executive vice president of property and casualty at Horace Mann, in a recent interview. The insurer expects to raise rates 8% this year, on top of average 6.5% increases in 2016.



Oddly enough, insurance payouts started to spike right about the same time the first iPhone hit the shelves in 2007.


Auto Insurance Rates



Meanwhile, as if texting and driving weren"t bad enough, roughly 20% of people admitted to State Farm that they regularly snap selfies from the driver"s seat and about 10% record videos....because why not?





The alarms being sounded by the industry are based partly on internal investigations to determine causes of policyholders’ crashes. Many insurers collect police reports, witness statements and their own drivers’ accounts in costlier wrecks, executives said. In claims that involve litigation, they may obtain drivers’ phone records, they said.



State Farm began surveying the public in 2009 to assess behind-the-wheel phone use. Drivers that participated in the survey acknowledge the distractions of their smartphones, according to State Farm, but many continue to use them. In the latest survey, about one-fifth of drivers admitted taking photos with their phones and a 10th recorded video. Both these activities were added to the 2015 survey.



”Those are big numbers, and they are going in the wrong direction,” said Chris Mullen, who heads State Farm’s technology research.



Of course, life is just a little better when we spread the wealth around to pay for the bad decisions of others...just ask Obama.