Equifax lets identity thieves raid "frozen" credit reports through its shady, obscure secondary credit bureau

If you"ve had your identity stolen or if you"re worried about having been doxxed by Equifax, you can freeze your credit record, and then Equifax, Experian, Trans Union and Innovis will block any requests to access your credit report. But that doesn"t really matter. Equifax operates a secondary, noncompliant credit bureau called National Consumer Telecommunications and Utilities Exchange (NCTUE), on behalf of a secretive cartel of owners led by AT&T, but also including mysterious organizations like "Centralized Credit Check Systems."